Dave Ramsey on Building Credit
I remember sitting at Wells Fargo to buy my first Condo. I had no credit score, at least in the US. I owed a bunch of money to Canadian credit card companies and banks, but none to US banks.
I had a good job and savings for a down payment, but no credit score. Wells Fargo still gave me the loan. Dave Ramsey is right. You don’t need good credit to buy a home, and getting “good credit” (to get into debt) is simply the trap to becoming a slave to the biggest banking corporations. Getting good credit is an important part of the “Debt Matrix”.
Check out this video from Dave